Q. What medical exams will I have to go through?
A. The medical exam will include: A medical history statement, blood, urine, weight, height and blood pressure will be reviewed. There may be an EKG test and in some situations, more tests may be required.
Q. What are some other factors that might determine my rate?
A.When you are buying life insurance there are some other factors that will determine you rate. Your age, amount of coverage, tobacco use or non-tobacco use can all be factors. If you engage in hazardous hobbies or travel to potentially dangerous locations, your rate may be affected.
Q. How long will it take to get approval?
A. Most cases usally take between 4 to 6 weeks. Some cases will take a bit longer due doctor reports.
Q. What about my family history. Can it be a factor?
A. Yes, Most companies will ask a few questions regarding you family. That is why we shop around.
Q. Do you look at my personal medical information?
A. There are rules regarding your confidentiality. All records are sent directly to the underwriters.
Kempf & Co 8195 166th Ave NE Suite 100
Redmond, WA 98052
(425)-881-8573
This information is intended for use by residents of OR, WA, CA, CO, NM, TX, IA, FL. Securities related services may not be provided to individuals residing in any state not listed above.