Life Insurance is similar with most of the major companies.
"If you die, they pay”.
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Pacific Retirement Planning works as a broker for many of the top life insurance companies. All of our Insurance companies will require medical underwriting and not every company will look at the data the same way. This is why we “shop around” with the information you give us over the phone or on our quote page.
Ask yourself these few questions:
Do you want to provide financial security for your family if you die?
What are your spouse's concerns if you die?
What kind of financial support do you want for your family in the event of your death?
Have you discussed this with your family?
(We do not look at any of your personal medical records.)
With that information you give us, we will talk directly to the underwriters. After we have talked to underwriters we will compare and inform you of the best company.
When you are ready to buy, you will have to go through medical underwriting. A medical examiner will come to your home or office at no cost to you.
“Non-securities products not offered through Transamerica Financial Advisors.”
Kempf & Co 8195 166th Ave NE Suite 100
Redmond, WA 98052
(425)-881-8573
This information is intended for use by residents of OR, WA, CA, CO, NM, TX, IA, FL. Securities related services may not be provided to individuals residing in any state not listed above.

