A retirement plan is like an empty box. The box can hold a variety of investments. Mutual funds are the most common investment option but some plans allow for individual stocks, bonds and real estate.
A portfolio is typically created by first completing a risk tolerance and time line questionnaire then meeting with our qualified investment professionals. A blend of mutual fundsinvestments from a variety of sectors and styles matching your investment style is created. This will provide no guarantee of a better rate of return but can help reduce the risk of the portfolio while trying to meet a higher return.
At least once a year your portfolio is reviewed to see if it still meets your investment style and is not out of balance based on market changes. Meeting with our investment advisors can greatly help you in achieving your financial goals. PRP’s experienced advisors welcome the opportunity to help you with all facets of your retirement plan.
Attracting and keeping good employees is often a function of benefits. A qualified retirement plan may be a key benefit.
Since 1985, we have been working with business owners and their employees. If you don’t currently have a plan, we want to work for you. We can help with plan design, investment selection, and ongoing employee education.
If you have a plan, we broker for most of the major companies. We can also work for you in helping to keep your plan updated.
Some questions for businesses starting a plan:
- Will employees contribute their own money?
- Will the employer make periodic bonus or profit-sharing deposits?
- What types of investment choices?
- How many investment options?
Some questions for businesses with an existing plan:
- Do you have a current “Investment Policy Statement”?
- Do you have employee education meetings at least annually?
- Do key people regularly have money returned?
- Does your plan offer a ROTH option?
. Securities offered through Transamerica Financial Advisors, Inc. A Registered Broker/Dealer and Investment Advisor Member FINRA and SIPC
Kempf & Co 8195 166th Ave NE Suite 100
Redmond, WA 98052
(425)-881-8573
This information is intended for use by residents of OR, WA, CA, CO, NM, TX, IA, FL. Securities related services may not be provided to individuals residing in any state not listed above.